“How to Avoid or Stop Foreclosure and Get the Cash You Need Fast…”

Dear Homeowner,

If you are headed toward foreclosure, or are already in foreclosure, you need to know the rights and options available to you now. Only then can you save your house, save your credit, or save your equity before it’s gone forever.

Once you get behind on your mortgage, the clock is ticking. The sooner you decide on the course of action, the more cash you and your family can pull out of your house, and the better chance you’ll have of stopping the bank from stealing your home.

Can you raise enough cash to cure the default and stay in your home?

There are several creative ways to do this. We can help you identify the methods to keep your house if you feel you can still afford to stay in your house. On the other hand, if you decide to sell your house, we might be able to buy it and give you cash for your equity in as little as 7 days.

Can you get a new mortgage?

You’ll need to borrow enough to payoff what’s owed to your current lender PLUS the back payments PLUS late fees and attorney fees Plus all the closing costs to get a new loan.

If you’re able to realistically commit to a larger mortgage obligation, we can help you explore this option.

Should you sell your house now?

Maybe we can buy your house quickly and easily. There’s no need to go through the uncertainty of listing your house with an agent or trying to sell it yourself. There’s no need to spend money fixing up your house to please a picky buyer.

• We can buy your house “as is”

• We can close on the date of your choice

• We can handle all the paperwork

• We can give you cash for your equity

We’re not real estate agents and we’re not associated with any real estate agency. We don’t charge a fee or commission so there’s no cost to you. We can close in 7 to 10 days and by acting now, you can get the most money out of your house.

The biggest reason for you to allow us help cure your loan, refinance your debt or sell your house is to keep a foreclosure off your record, and that’s important. By saving your credit, you won’t have to experience the frustration of trying to get a future mortgage, a nice house to rent or a fair insurance quote when you have severely damaged credit.

Know that after your bank forecloses on your home, you’ll always have that hanging over your head, coloring the opinions of what others think of you. All mortgage applications currently ask if you’ve EVER had a foreclosure. You’ll have to say “yes” for the rest of your life… unless you avoid it right now by discovering your options and taking positive action.

Do you feel a foreclosure can’t be stopped, and that your situation is beyond hope?

Then let us help you save as much of your equity as possible. Even if you have little or no equity, we know several ways to create it by renegotiating with your lender, generating enough cash to give you something, rather than nothing.

In fact, if you have the ability to pay more then you’re obligated to pay each month now (perhaps because the financial setback you experienced was temporary) it’s possible for us to negotiate a plan with your lender to keep you in your home and get you back on track.

But know this… from our experience… only 1 out of 9 families we consult with who are facing foreclosure are able to save their home by agreeing to pay MORE each month. So it may be in your best interest to explore your options for selling quickly at no expense to you.

When you decide to sell, you’ll need a new home. Maybe you can stay with friends or family, or maybe find a new place of your own.

Damaged credit will limit where you can move. Landlords and lenders will look closely at your ability to keep up with your financial obligations. But once we’re working with you, and we understand your situation, we may be able to get you into one of OUR homes with flexible seller financing. We may also be able to trade properties

Are you thinking of filing bankruptcy?

Some homeowners consider filing bankruptcy to stop a foreclosure. But it won’t. It only delays it while the amount owed grows to an unrecoverable amount. Know that the bank that lent you the money on your house will get their money, or your house. They’re a secured creditor. Bankruptcy will never wipe out your mortgage debt. You cannot avoid foreclosure by filing bankruptcy.

Should you do nothing and wait?

Some borrowers even think they’ll benefit from “free rent” until the bank hires the local sheriff to throw them out. But wouldn’t you rather have debt relief, emotional relief and some seed money to start fresh in a new home? And remember… you’ll want to keep a foreclosure off your credit report if at all possible.

Equity in real estate takes years to build but it can be wiped out in a single day, once your house is sold at public auction. Let us help you examine all the options you have available NOW. Then you’ll be able to make decision based on real facts, not wishful thinking.

I invite you to Contact Us. We will gather the details on your situation. Then we can offer you several solutions there’s no cost or obligation and we’ll hold everything in strict confidence. Once we have your details, we may be able to:

• Put up the money to cure your default, or…

• Help get you a new loan, or…

• Renegotiate your obligation with the lender, or…

• Make you an acceptable offer to buy your house “as is” with cash to you at closing.

We don’t recommend trying to sell your house though a real estate agent until you learn more about the major disadvantages of taking such actions. We don’t recommend you try to sell your house on your own unless your loan is current and you have time to test the market. Bankruptcy should always be used as a last resort because (in our opinion) it rarely produces the result home owners expect or hope for.

We do recommend that you allow us to explore ways to raise cash needed to cure your default or stop a foreclosure. We’ll either put up the money ourselves or help you locate a reliable source of funds. If refinancing your house makes sense, we’ll help investigate that.

Let us offer you a fresh start and a brighter future…

Put an end to the stress and emotional hardship you may be experiencing right now. Sure, you may find an answer, on your own, without us being involved. But you owe it to yourself and perhaps your family to get any help you could use. We want to help. It’s what we do everyday.

Will you take the next step?

If you want more information without risk, we’ll need to get some information about your situation and your property. You can Contact Us for a FREE, friendly, no obligation consultation. We’ll be happy to speak with you. You can complete the online Request Form at www.AvoidForeclosureOptions.com.

After evaluating your situation, we’ll gladly call you back and share our ideas with you. Then, if you decide it’s best to sell your house, we’ll come out and make you a fair purchase offer that’ll put cash in your pocket at closing.

If you prefer to keep your house, we’ll explore how to raise the cash needed to avoid losing it.

So please call us. We’ll explain everything in clear, easy to understand terms. You’ll still have all your other options available if it’s determined that we’re not your best solution.

Sincerely,

N-VestCorp,

P.S. If you are behind on your house payments and don’t have an immediate plan to cure your default, it is only a matter of time that your name will appear on public record as “someone in distress.” Then you’ll have to deal with a barrage of real estate agents, mortgage brokers and real estate investors hoping to capitalize on your misfortune.

Perhaps you’ve already experienced that! We hope not. It can be very embarrassing and upsetting. Contact us Now!

“… Our house was on the market for 3 months, when we had to move. The house remained on the market for 3 more months with no interest shown by the agent… If only we had found you sooner… Thank you again for coming to our rescue.”

John & Tonya Lyon

“… I would like to take the opportunity to thank you for the great job you did for us… we were having trouble moving our property… We were constantly burying money into an empty house on a monthly basis, just to pay the loan, and having no luck with the local real estate agent or finding good renters… you did exactly what you promised enabling us to build a new home… and get on with our lives… Thank you again for your help.”

Bob & Christy Gan

How to buy a new home without bank qualifying or a large down payment! Stop wasting your money on rent… or living in a house which doesn’t meet your needs.  Discover how to move into a better home now! Dear Homebuyer, Some people are tenants by choice. But most people would prefer to enjoy all the benefits of owning a home if at all possible. It can be the single most important investment you ever make. A lot of people’s personal wealth is made up mostly from equity they’ve built through years of responsible home ownership. We believe buying a home should be at the top of your goal list. And, we have a number of homes for sale right now with flexible owner financing. Our unique approach to selling houses can help you achieve the reward of owning your own home faster and easier than going the traditional route. Here are the benefits you can be enjoying by working with us: You can move fast! When you buy a home from us you can move in quickly and easily. Most of our properties are available immediately. Get into one of our homes in just a few days with our flexible owner terms or set a date further out. Compare that to buying an owner occupied home through an agent. How frustrating! First you have to qualify for a loan which could take 3 to 8 weeks. We require no bank financing. Then you have to coordinate your move subject to the schedule of the seller. Look out if the seller wants everything contingent on them getting into their new home. Their deal can fall through at the last minute stopping you or delaying you from moving in. That can become a nightmare if you’ve already lined up a moving van, or given notice to your landlord, or sold your previous home. Avoid bank hassles! Banks and mortgage lenders are picky. They prefer to do only the easiest and safest loans. Trying to please them and jumping through all their hoops can drive you nuts. It is especially difficult when your credit is less than perfect or your debts seem too high to the lender. Or maybe you’re self-employed or new to the area. Our owner financing programs make buying easy. You enjoy the peace of mind of having a solid move-in date. There are no last minute lender requirements to stop us from closing or moving you in.  Depending on what you want and need, we’ll make you a loan to buy or rent the home to you until closing. Start enjoying your new home even if you are still raising more money to put down. If we decide the best option is to rent to you until we close, you’ll have some breathing room and no pressure. We can then work with you to get a favorable bank loan or help you build up the down payment required to close with easy owner financing. Own your own home…now! Don’t be forced to throw your money away on rent just because you need time to get a bank loan. Each month you get nothing but receipts…with no equity build up… no tax benefits… no appreciation… and no pride of home ownership. Are you tired of maintaining and fixing up a house you don’t own? Do you want more privacy in a bigger or better house? Even if you don’t have perfect credit… or a large down payment… or if you’re self-employed, there are loans available for you. Whatever your current situation, there’s probably a home loan that is just right for you. And we’ll “walk across hot coals” to get you in one of our nice houses, even if it means financing you ourselves. Work directly with a creative and flexible seller! Start enjoying all the benefits of owning your own home.  Have lenders and brokers told you that you can’t qualify? We’re a local real estate investment company specializing in helping families buy a home without the normal hassles of going through the bank qualifying process. We have nice homes in all sizes, locations and prices. As the owner, we can offer several unique programs that can help you buy a home, even if you don’t have the proper financial picture or credit history to please a bank. Our lending criteria are vastly different from a bank’s. We’ll take into account the circumstances that may have damaged your credit in the past. We’ll fairly evaluate your present employment situation and currents debts. In most cases, we can find a method of financing you, getting you into one of our houses. Buy with no money! If you’re in a position to qualify for a new mortgage, we may be able to help finance your down payment and closing costs. If you can qualify for 100% financing now, we may be willing pay your closing costs. You could get in with no money down. Some of our buyers can qualify for 95% to 97% bank financing. In those cases, we might recommend one of several “home buying grant programs” available without qualifying. These grant programs can “gift” the 3%-5% down payment you need to close. Buy with a small down payment! There are a lot of creative things we can do even if your credit is less than perfect… or you lack local employment history…or your income is hard to prove… or you have another house for sale… or you’re stuck in a lease… or you’ve had a bankruptcy or foreclosure… or you have outstanding collections. And when you don’t have enough money down to close with seller financing, we have several other programs to give you immediate ownership benefits. Our “lease purchase” or “rent to own” program can get you into the home of your choice with a small down payment. This program offers a creative way of helping you build equity and enjoy market appreciation. We’ll then work with you to get you closed as quickly as possible with the best mortgage and terms. In the meantime, you can be enjoying your new home, sprucing it up how you want. Since you’re in the process of buying the home, we have few concerns about smoking or pets. Then show off your new home and experience a new sense of pride. You’ll have the time needed to qualify for traditional financing, establish your income, clean up your credit, build up your down payment or pay off debts. No reason to wait! Many tenants are willing to live somewhere that does not reflect their preferred lifestyle because it’s “temporary.” Don’t put up with noisy, unkempt, and sometimes frightening neighbors. Or inefficient heating systems or poor maintenance. Or undesirable schools. Or rising crime rates. Or what about the landlord who shows up with little or no notice… even entering your home without your knowledge? When you’re in a home of your own, you have more freedom and peace of mind. You deserve to live better. Let us help you improve your lifestyle now! Stop living in a house that is too big or too small. Stop putting up with uncooperative landlords. Stop getting by in a house that’s too hard to maintain.  And stop spending your hard-earned money on rent when all you have at the end of the year is a pile of receipts. Quickly qualify for the best mortgage! The credit reporting services most lenders rely on can be unfair. Rarely does your credit report reflect your true ability to borrow money and keep your agreements. The Fair Credit Reporting Act gives you certain rights and the ability to reestablish damaged credit. We work with several top-notch companies who specialize in helping you raise your credit rating. If your credit history needs improving, it may take 3 to 12 months to get you qualified for a very favorable mortgage through a bank or mortgage lender. The good news is that we may be able to get you into a nice home now while one of these companies can be handling your case. Our owner financing programs are designed to give you the time you need. Another way we can help is to refer you to a professional mortgage broker who’ll examine your current income, credit and debts. Then they can tell you what’s available now or in the future. They’ll give you suggestions and a plan putting you in the best position to get approved. No longer will getting a new loan be a mystery. Having time and a plan to work on your financial situation can save you tens of thousands of dollars in the long run. Is owning within your grasp? It’s the American dream. Some people will never achieve it. But most people do not have the opportunity you have right now. Let us help you buy a nice home sooner than you expect. Get on our Buyer’s List today! Let’s see if we have an attractive home now that fits your budget and lifestyle. A home you can move into quickly and easily, with or without bank qualifying… with or without a down payment. If one of the homes available now doesn’t get you excited, then we’ll keep looking, notifying you of our new properties as they become available. There are several easy ways to find out if we have a home for you: 1) Go to www.OwnerFinanceMyNewHome.com, 2) Visit the home that you are most interested in. After all, it doesn’t matter what your financing options are if you don’t like the house… Right? 3) Complete our Quick and Easy Online Application. Then set back and let us show you how to overcome any home buying challenges you’re facing. There’s no cost or obligation. We don’t charge a fee to get you into one of our homes or to help you explore your options. Joining our Preferred Buyer’s List is free. If you’re spending your money on rent now, or if you’d like to buy a better home, let us help you. We select several of our properties each month to sell for cash, with a new loan or with flexible owner financing. You may be able to get into a new home without bank qualifying, without a substantial down payment and (in some cases) with no money down. Contact Us Today!

“How to Sell Your House By Owner, “As Is”, at a Fair Price and on The Date of Your Choice!”

If you want to sell your house in the fastest, easiest, and most convenient manner, read this important message. You may discover the perfect solution… because we buy houses throughout the Kern County CA area!

Selling a house is usually an expensive and complicated process. That’s why real estate agents make thousands (sometimes tens of thousands) of dollars on a single sale. But, when we buy your house, there are no commissions to pay.

And you certainly won’t have to tolerate dozens of total and sometimes frightening strangers tramping through your home and poking through your drawers and closets.

We (N-VestCorp) are associated with a group of private investors and we buy a number of houses each month throughout the Kern County CA area… and in every price range. But the best part is… we use private funds that require no long, drawn out bank approvals. So we can act fast!

We can usually close within 7 days… or as little as 72 hours. We’re as serious about buying your house as you are about selling it. Contact us today!

That’s the biggest difference between us and listing with a real estate agent. An agent will list your house… hoping it sells within 3 to 6 months (If it sells). We want to buy your house… now! That’s a huge difference when you’re the one with the house for sale.

An agent lists five, ten, even dozens of houses at a time, and it’s rare if an agent can give all their properties their close personal attention. It’s no wonder that a listed home can sometimes take a long time to sell while you, the owner, are stuck maintaining the property and making house payments month after month.

What’s your alternative? Of course you could just sell it yourself — without an agent. After all, who knows more about the house than you do?

But consider this. How many houses have you bought and sold in your life? Two, maybe three? You haven’t had to solve even a fraction of the typical problems that can pop up — right before closing.

Remember, buying a house is a big decision for most people and it’s easy for them to get “spooked.” At the first sign of a complication or small problem (like a lien, necessary repair, or one of the other typical closing glitches), they can run like a scared jackrabbit. Then you have to start all over at square one — it’s a frustrating experience.

Plus, when you try to sell it yourself, you still have to put up with dozens of strangers trampling through your home — only now you’ll have to be there yourself. For some owners, that’s a scary thought.

And what if you need to move fast? You could dump the price and hope someone will steal your house, but can you afford to do that? Or, you could go ahead, move out, and leave it with the agent. And every month, while making two huge mortgage payments (most people find that tough to swallow), you hope and pray that someone will buy your old house next month — and the next — and the next. Of course, that’s assuming you can even qualify for a new mortgage with the old one still on your back.

And when it’s sitting vacant, what’s going to stop someone from climbing through the kitchen window and tearing up your property?

Frankly, that’s more worry and aggravation than most people need in a lifetime.

Pretty grim, huh? Which way do you turn? To an agent with dozens of other listings to handle? Selling on your own and sweating out financing details, lost deals, last minute closing “surprises”? Moving out and hoping you don’t get some midnight call with “bad news” about your house?

Here’s a better solution — a way out…

When we buy your house “as is” at a fair price on your date of choice, we might help you AVOID…

•Putting your house on the market entirely…

•Coming out of pocket if you have little or no equity…

•Relying on an agent to perform or keep their promises…

•Doing fix-up work to please a picky buyer…

•Becoming an unwanted landlord…

•Counting on a bank to approve your buyer’s loan…

•Having your buyer back out at the last minute…

•Paying prepayment penalties…

•Having the cash you need NOW tied up in your house…

•Struggling with the uncertainty of when it will sell…

•Making house payments you can no longer afford…

•Making payments on a vacant house…

•Foreclosure or bankruptcy…

If your property qualifies and we come out to see it, we will provide you with a firm written offer. We’ll explain everything to you in plain, everyday English. We’ll be 100% direct, clear and honest with you… from start to finish.

In fact, we can usually “pre-qualify” your home right over the phone, in just a few minutes. That can save us both time.

If we come to an agreement, we can pay all cash with no contingencies. That’s because (unlike most potential buyers) we don’t have to sell another house first. And if you want, we can close in just a few days. We’ll handle all of the paperwork and make all the arrangements … and you can get on with your life!

We don’t yet know your particular reasons for selling, but we do know how to get your house closed as quickly, and professionally as possible. Imagine, by this time next week your house could be sold.

Can we really buy your house this quickly and easily? Maybe, maybe not. A lot of it depends on you. If you want to get above market price for your house, don’t bother calling us. We’re professionals and we do expect to make a profit. But we’re not out to steal your house either. Our profit will come from my future buyer or tenant.

Does your property meet my requirements? Contact Us and let’s find out. We buy all types of real estate and we can quickly determine if your house fits our investment needs. If we don’t end up buying your house, we’ll be happy to share ideas or advice on what you might try next. You’ll still have all your other options available. You have nothing to lose by contacting us first.

So, if you want to learn more or if you have any questions, contact us right away. We’ll gather a few facts, do a little research and plan what we might do with the house after we buy it. That helps us ball park what we can pay until we see the house.

All information you provide will be held confidential. We’ll then call you back and share what we’ve discovered. Fair enough?

Contact us now to submit details about your house.